E36 After floot....Johor

[Silver]

Read somewhere (Star or NST Car section recently) if flooded and your car got stuck up to the dashboard, its advisable to declare total loss as the ECU and every wiring can't be use anymore. Not to mention engine transplant, rust, carpet/seat and all. The amount needed to rebuild will just be too costly. Now I dont know how the insurance claim process is done for this case (some explanation was given in the write-up) but if I'm in the shoes I dont know whether I will do the noble thing of scrapping the car or do what needs to be done and sell it off.
I guess cant really say.. when you're at the bridge will think how to cross it I guess. At the moment looking/seeing/reading about the flood., just thankful to god for looking down on me ..........

Yoke..... the insurance company is actually at liberty to declare total loss, if they feel that the repairs of the car will actually cost more than the curent insured/market value... but the policy must be covered for Flood losses i.e when the policy was taken, there would be an option to take up coverage for flood at extra loading charges on the premium... a normal comprehensive policy does not cover any 'act of god' including flood, unless specific coverage is taken...

 

[Mr.Solomon]

=Must be bad time....