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Message: <blockquote data-quote="flash" data-source="post: 346877" data-attributes="member: 62"><p>Yeah, that would be a good idea if you have the spare cash... but in my case, I have had to refinance my house for a lower interest rate and all my spare funds are being put in it to reduce my interest. Well, of course one might argue that instead of putting everything into the housing loan, some of the funds can be diverted for investments for better returns... now what gives a higher return than my interest rate???? hmmm, as I am a bloody non-risk taker, that is tough call.<img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite11" alt=":rolleyes:" title="Roll Eyes    :rolleyes:" loading="lazy" data-shortname=":rolleyes:" /></p></blockquote><p></p>