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Message: <blockquote data-quote="astroboy" data-source="post: 365966" data-attributes="member: 4527">A friend teach me a trick.. I'm supposed to keep it for personal use when needed but what the heck.. don't think I would pull such a stunt, why don't I share it with all here ... <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite8" alt=":D" title="Big Grin    :D" loading="lazy" data-shortname=":D" /> Thank me later. :wink:Take a hard and share object to scratch and damage your chip on the credit card, then the merchant will complain and tell u that the card is damaged, cannot use and if u have another card. Tell the merchant that's your only card and "authorise" the merchant to do a manual transaction by punching in the CVV code.It will go thru and after that, wait until the statement come and fill in a dispute form. You can get away with it.. <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite7" alt=":p" title="Stick Out Tongue    :p" loading="lazy" data-shortname=":p" />Now really need to get back to work.. <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite3" alt=":(" title="Frown    :(" loading="lazy" data-shortname=":(" /></blockquote>