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Tips on motor insurance and claims
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<blockquote data-quote="alxy" data-source="post: 230093" data-attributes="member: 2947"><p>Hi Jarance,</p><p></p><p>Was your claim big? I thought it would have to be through an approved workshop? And also have to go through usual process (adjuster, etc..). How come you could repair it yourself and then claim back from insurance?</p><p></p><p>By the way, the term is excess (not access).</p><p></p><p>I just realized when talking to some other friends of mine that car insurance is something we all just take lightly. It seems to be something that we do only to renew our roadtax. Only when you get into an accident, do you realize that you are not aware of so many things about your insurance (like the excess clause and betterment!). </p><p></p><p>Perhaps BMW Club should start an awareness campaign to make members alert to the particulars of car insurance (e.g. what to look out for and what is within our rights to demand for). And maybe have a good/bad insurance company thread like the ones we have for workshops. Not sure about the legality of that last one though.</p></blockquote><p></p>
[QUOTE="alxy, post: 230093, member: 2947"] Hi Jarance, Was your claim big? I thought it would have to be through an approved workshop? And also have to go through usual process (adjuster, etc..). How come you could repair it yourself and then claim back from insurance? By the way, the term is excess (not access). I just realized when talking to some other friends of mine that car insurance is something we all just take lightly. It seems to be something that we do only to renew our roadtax. Only when you get into an accident, do you realize that you are not aware of so many things about your insurance (like the excess clause and betterment!). Perhaps BMW Club should start an awareness campaign to make members alert to the particulars of car insurance (e.g. what to look out for and what is within our rights to demand for). And maybe have a good/bad insurance company thread like the ones we have for workshops. Not sure about the legality of that last one though. [/QUOTE]
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