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Message: <blockquote data-quote="jarance" data-source="post: 229383" data-attributes="member: 21">How to make claim against a third party if the person does not make report as required or does not have insurance coverage?1. Why some insurance company make payment so slow?2. Why some insurance comapny offer so low for your damage to your car?3. How to make claim for loss of vehicle usage when car in workshop?4. How and where to get the list of authorised workshop from the insurer? When you met with an accident, every tow truck company or guys at the police station says that they are so and so company and they are authrosied. They can actually verified that you are insured with xyz insurance company with a phone call.5. How come many of this authorised workshop can claim that they can repair your car for "free" even though you have access clause?6. I heard that insurance company who are foreign based make faster payment. Is this true..Anyway, as for me, I am with Kurnia. Meet withan accident and got cheque payment within 2 days for my own repair after making claim. Sad to lose my 55% NCB though..</blockquote>