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The Deadliest Motor Racing Event in History
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<blockquote data-quote="INNOVATOR" data-source="post: 211749" data-attributes="member: 3823"><p>Dataran Merdeka - Flooded Again</p><p></p><p>I hope no BMWs were caught in this flood yesterday. I made a posting (new thread) a few weeks back about me offering my services for insuring cars, etc.. It was deleted by mods for soliciting business, I think ( I was not aware of this, mainly because I have not read the site rules. therefore, I can't plead ignorance <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile :)" loading="lazy" data-shortname=":)" /> ).</p><p></p><p>My main contention for this thread is that I mentioned in the former thread I started, that all of us should add "extra perils" cover to our motor insurance policies to extend the coverage to include damage by floods, landslips, trees crashing down on the vehicles, etc.. The premium rate is O.5% of the insured value, on top of the premium you would pay for comprehensive cover. Comprehensive cover does not cover extra perils.</p><p></p><p>Now, if your vehicle has been damaged by one or more of these perils which was "created by development in the surroundings, then get a good lawyer who can prove negligence on the developer's part. This is even though you may not have covered for extra perils.</p><p></p><p>Most people prefer to "self-insure" which means they prefer to bear the risk themselves in order to save from paying extra premium. If you pay a lot of money for your car; don't you think its worth paying a wee bit more in premiums to protect your investment from <strong>all<strong> damage?</strong></strong> Cheers guys & gals.</p><p></p><p>As for those whose vehicles were in Dataran merdeka yesterday, my sympathies to them.</p></blockquote><p></p>
[QUOTE="INNOVATOR, post: 211749, member: 3823"] Dataran Merdeka - Flooded Again I hope no BMWs were caught in this flood yesterday. I made a posting (new thread) a few weeks back about me offering my services for insuring cars, etc.. It was deleted by mods for soliciting business, I think ( I was not aware of this, mainly because I have not read the site rules. therefore, I can't plead ignorance :-) ). My main contention for this thread is that I mentioned in the former thread I started, that all of us should add "extra perils" cover to our motor insurance policies to extend the coverage to include damage by floods, landslips, trees crashing down on the vehicles, etc.. The premium rate is O.5% of the insured value, on top of the premium you would pay for comprehensive cover. Comprehensive cover does not cover extra perils. Now, if your vehicle has been damaged by one or more of these perils which was "created by development in the surroundings, then get a good lawyer who can prove negligence on the developer's part. This is even though you may not have covered for extra perils. Most people prefer to "self-insure" which means they prefer to bear the risk themselves in order to save from paying extra premium. If you pay a lot of money for your car; don't you think its worth paying a wee bit more in premiums to protect your investment from [B]all[B] damage?[/B][/B] Cheers guys & gals. As for those whose vehicles were in Dataran merdeka yesterday, my sympathies to them. [/QUOTE]
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