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Message: <blockquote data-quote="ALBundy" data-source="post: 480423" data-attributes="member: 15">It all boils down management efficiency as you rightly pointed out.  It is no longer cheap to live in Malaysia. If you have a family with a car and house loans, school going kids life is tough. You will be perpetually be saddled with debts and paying bills all the time, and by the time you are done with house loan and your kids' education, there is little time to enjoy life.  How did we arrive in this situation? And to continue with existing policies will eventually make things worse, and that is what will happen before it will be better in my opinion. For a start, the education system needs to be revamped, even the non chinese is shunning national schools as I see more than 10% of the Chinese primary school students are non-chinese and in some prominent schools the percentage is even greater.</blockquote>