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The BMW Range
3 Series
F30, F34
plan to buy F30 and willing to pay above 30% downpayment but BMW Credit reject my loan
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<blockquote data-quote="F10 CREW" data-source="post: 723637" data-attributes="member: 43055"><p>First & foremost, you need to check if you are blacklisted. You can go to CTOS and register and do a self check. Must not have pending lawsuits, bankrupt notices, owing to PTPTN, etc.</p><p></p><p>The other reason your loan was rejected could be due to you having bad track payment records. Your payment record has to be clean for at least 1 year. If you updated the payments recently, it does not help.</p><p></p><p>If you clear the above, then you have to prove a regular income (example : via EPF statement and regular paycheck entry into your bank account).</p><p></p><p>If self employed, you have to produce proof of income with steady and stabile cash flow.</p><p></p><p>If you pledge FD of 200K is possible. This means that your FD is used to secure the loan.</p><p></p><p>Recommend that you finance your car in the local banks. Easier to get the loan.</p></blockquote><p></p>
[QUOTE="F10 CREW, post: 723637, member: 43055"] First & foremost, you need to check if you are blacklisted. You can go to CTOS and register and do a self check. Must not have pending lawsuits, bankrupt notices, owing to PTPTN, etc. The other reason your loan was rejected could be due to you having bad track payment records. Your payment record has to be clean for at least 1 year. If you updated the payments recently, it does not help. If you clear the above, then you have to prove a regular income (example : via EPF statement and regular paycheck entry into your bank account). If self employed, you have to produce proof of income with steady and stabile cash flow. If you pledge FD of 200K is possible. This means that your FD is used to secure the loan. Recommend that you finance your car in the local banks. Easier to get the loan. [/QUOTE]
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Home
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The BMW Range
3 Series
F30, F34
plan to buy F30 and willing to pay above 30% downpayment but BMW Credit reject my loan
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