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Message: <blockquote data-quote="ccgiap" data-source="post: 13692" data-attributes="member: 13918"><p>The Insurance company want pay me just RM200,000.00 and get to BMW for help and them reply me like this :-"Feedback from BMW that they are unable to provide a letter to estimate the market price/value for the said vehicle. But their advise is we can use the depreciation of 20% for every year to calculate the market value/price. Example :- Off the road price first year (2007) - RM305,573.00 - 20% = RM244,458.402nd year (2008)                          - RM244,458.40 - 20% = RM195,566.72Based on the above calculation, we are estimated the said vehicle market value/price is RM195,566.72."Is can be accept or not?</p></blockquote><p></p>