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Message: <blockquote data-quote="whitestorm" data-source="post: 425575" data-attributes="member: 19804">Well put dude! Are you a writer by profession? Haha!I'm attached to a global advertising agency hence I can pretty much get away with some funky cars if I choose to & wanna enjoy a good performance car before I grow too old for it. But I at the same time I really don't wanna be seen as an uncle trying so ever hard to look young in the next couple of years...I plan to keep this next car for at least 5-6yrs (which will put me in the 40s by then). My dilemma is basically outlined in your paragraphs 3 & 4. My allocated budget is basically the price of a new 320i MSport hence the comparison between the 2 cars.As for the step up plan, yes that's what was offered to me by BMW Credit which I don't quite understand how does it work out for us being the consumer. It make owning a BMW easier but I feel that it's a pain when you wanna offload it when we still owe the damn bank so much. So I was curious if anyone is on this hire purchase plan and what was their experience.Thanks a lot for your valued reply bro. Really appreciate it!</blockquote>