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First minor road accident - advise needed
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<blockquote data-quote="astroboy" data-source="post: 539000" data-attributes="member: 4527"><p>Has the other party lodge a report? otherwise, susah.. He has 24 hour to lodge the report, failing which Polis will summon him to the Polis station. You do have his name and car registration number right?! </p><p></p><p>It's for sure a 3rd party claim.. do u know what insurance you will be claiming? need to report to his insurer too because they are paying. Do a 3rd party KFK (Knock for Knock). Meaning your Alliance will pay for your repair first, then only they claim from the other insurer. Ingress Auto is Alliance panel, the other option is AB Glenmarie. My preference is Ingress.</p><p></p><p>You are lucky not knocked by a motorbike. Because u will lose your NCD regardless who's at fault. Malaysia has this stupid bikers protection act. Of course, there are work around to safe guard your NCD if this really happen. Your insurance agent should be able to advise u accordingly..</p><p></p><p>ICEMAN13, there will not be a KEPUTUSAN if the other party did not report and IO need to summon the party at fault before u can claim his insurance. Otherwise, u end up claiming your own and burn your NCD and that's costly for just repairing a bumper and reverse sensor.</p></blockquote><p></p>
[QUOTE="astroboy, post: 539000, member: 4527"] Has the other party lodge a report? otherwise, susah.. He has 24 hour to lodge the report, failing which Polis will summon him to the Polis station. You do have his name and car registration number right?! It's for sure a 3rd party claim.. do u know what insurance you will be claiming? need to report to his insurer too because they are paying. Do a 3rd party KFK (Knock for Knock). Meaning your Alliance will pay for your repair first, then only they claim from the other insurer. Ingress Auto is Alliance panel, the other option is AB Glenmarie. My preference is Ingress. You are lucky not knocked by a motorbike. Because u will lose your NCD regardless who's at fault. Malaysia has this stupid bikers protection act. Of course, there are work around to safe guard your NCD if this really happen. Your insurance agent should be able to advise u accordingly.. ICEMAN13, there will not be a KEPUTUSAN if the other party did not report and IO need to summon the party at fault before u can claim his insurance. Otherwise, u end up claiming your own and burn your NCD and that's costly for just repairing a bumper and reverse sensor. [/QUOTE]
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