Reply to thread

Message: <blockquote data-quote="astroboy" data-source="post: 417815" data-attributes="member: 4527">Many insurers around ma. if one got loading or excess, move on to another lor. I was with MNI for a pretty long while due to its convenience and also since the day they offer me NCB protector plan (meaning I buy extra insurance to cover potential lose of NCB <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite9" alt=":eek:" title="Eek!    :eek:" loading="lazy" data-shortname=":eek:" />). Phone in service, toll free number, can use credit card, no excess, no loading. Now they change to ETIQA liao and also because of 1 bad claim experience involving a motorbike where the biker was at fault and summoned, I claim 3rd party knock-4-knock, yet ETIQA threaten me to forfeit all my NCB just because the accident involved a motorbike. I ended up claim direct 3rd party. I boycotted them ever since.I later found out its not their fault, its a general industry practice. If claim 3rd party knock-4-knock and involving a motorbike, u lose your NCB even though u not at fault in the accident.</blockquote>