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Message: <blockquote data-quote="wingzee" data-source="post: 669649" data-attributes="member: 22730">Going to renew my next month and also in the market to scout for the best deals around. Etiqa is one of the good ones recommended by members but the free towing service is abit of a let down (only free for 50km, additional KM for RM3/km, limited to 3 times a year). However, you will be able to get a 10% rebate of the premium if you renew it online via M2U.IINM, by default all BMW cars sold locally are under Allianz. Never tried them before so maybe the rest can comment on them. Flood coverage is normally about 0.5% of the car's insured value.I remember read somewere in the forum that the new windscreen for E90 (with rain sensor) is in the range of RM4-5k. Based on online insurance calcullator, premium of RM750 covers up to RM5k. Do remember to add in the cost of tint as well into the coverage if you wished to cover for that.</blockquote>