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Message: <blockquote data-quote="tamade7" data-source="post: 347015" data-attributes="member: 1673">If the guy decided to claim your insurance (most likely he will) regardless if he was insured or not, then you can say bye bye to your NCB. You can compensate him for his injuries and have him sign a black and white stating that he will not claim your insurance (ask your lawyer to prepare the letter). That you can save your NCB. Otherwise just make a police report and let the guy claim whatever he or his lawyer thinks fit. Next time when you see motorcycle, remember to run far far away. Sometimes it's hard to avoid such incident tho e.g. when you park your car and a motorcycle hit your stationary car; the motorcycle still can claim your insurance. Motorcycle vs. car; 99.99% of the time the motorcycle will win.</blockquote>